How do you spend and save from whatever you get as your take-home salary? Here are our thoughts...
Say for example your salary is $100.
Ideal scenario, I could think of -
60% for your operating expenses,
10% for your loan payments like house, car, bike, giving back any pending study loan, any property etc.,
20% for your savings and just savings,
6% for any accidental expenses - anytime it might come up,
2% of your salary should go for buying books,
2% for helping someone, charity and donation.
This is a very comfortable life scenario...What do you say?
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