Budget after marriage!

I have always lived without budget in my bachelor life, which was till last year!
I have lived a lavish life till date, but after marriage I see a sudden change in my life that we have to live under the budget. First of all, the new fact is introduced that I need to prepare a budget for every month and live accordingly.

I have heard previously that more expenses would be there than the income - mostly after marriage!

If you are a bachelor now, please take this 2 cents of advice from me - Go ahead and start saving, while you enjoy your life. I am not telling you to just save, without enjoying your life - but start saving, while you have good time...

It is more valuable to have the money saved in your early days, rather than later. Rs.500 per month in bachelor life is more valuable than Rs.5000 per month in your 40 years of your life! This is a fact and everybody accepts it!

There are couple of ways we can increase your income -
(i) look for a better lucrative job
(ii) work hard in the company you are currently working and aim for a hike in the current job or get promoted
(iii) While you are on job, look for extra income
(iv) Start doing business - More risks you take, there is more possibility of gains as well.
(v) Most importantly reduce your unwanted expenses. That is one most important point of view - which most of the indians try to follow.

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